Life Insurance

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Permanent Insurance

If you’re looking for lifetime coverage, there are many different types of permanent insurance that we can help you shop around for. Guaranteed Universal Life, Indexed Universal Life, Variable Universal Life, traditional Universal Life, or Whole Life. We will analyze you goals and help you find the right type of policy for you.

Supplemental Retirement Income

Indexed Universal Life or Variable Universal Life can be used to create tax advantaged supplemental retirement income, while still providing valuable death benefit protection. If you’re already maxing out your 401K or IRA, we can show you alternatives to help plan for your retirement.

Special Needs Solutions

If you have a family member that has some special needs and you want to make sure there is money in the event of untimely or eventual death, we can use permanent life insurance to guarantee a death benefit to fund those special needs.

Term Insurance

We shop highly rated companies to find the most cost efficient term policy for your individual needs. We are brokers, so our job is to find what’s best for you, not to just sell to any individual company.

Business Insurance

Buy/Sell, Key Man, Executive Bonus or Deferred Compensation; whatever your business needs for insurance, we can help you find the right fit for your business.

Estate Planning

If estate planning and wealth transfer are concerns, we can show you how life insurance can be used to accomplish these goals.

Stephen B. Ebbecke & Associates